Data breaches, identity theft and large-scale fraud are becoming more common. Users manage multiple passwords to access online services securely. The digital economy requires radically new identity management solutions that eliminate passwords and provide seamless, user-centric security and privacy controls.

ZenKey is a joint-venture founded by AT&T, T-Mobile, and Verizon, that provides a highly secure network-based identity solution. This whitepaper outlines how ZenKey delivers a frictionless experience with unique fraud signals that only mobile carriers can provide.